Financial planning includes a set of complex processes to identify your long-term goals for security and well-being. In addition to this it also includes a savings and investing framework to achieve those goals. However, even the best financial plans cannot take into account major life changing events. These events cannot be predicted and more often than not your rational long-term thinking is replaced by confusion and inconsistent behavior. They cause you to experience emotional turbulence which often leads to regrettable financial decisions. In this sense, all sound financial plans must include processes to help you cope with the outcomes of life changing events. 

A specialised process of financial transition planning can help guide you during such events. It is a personalised type of advisory service, designed specifically for you, to help manage these overwhelming life changing events and regain clarity and control of your goals. It involves establishing order during these chaotic periods, so as to regain balance in your life. Additionally, it also involves processes that explore, integrate, and champion who you are as a person. It allows you to hone your capabilities to achieve your goals at the time you need it the most. In this sense, financial transition planning is an extremely personalised effort, aimed at aligning the monetary side of finance with the chaos of real life so that you can make decisions at times that are emotionally exhausting. 

Whether you receive an inheritance, are required to sell your business or decide to retire, such similar life changing events can cause financial transition, that removes the individual and their families from a position they previously viewed as stable. So you have to be prepared for these exciting yet confusing periods, though you might be unaware of their exact nature. Coherent financial transition planning entails:

1. Establishing order in chaotic transitions during big life (and financial) changes. 
2. Dynamically maintaining balance in your decisions through continual review processes.
3. Continuously exploring and refining opportunities to be taken in consideration.
4. A plan to move forward at each step.
5. Multi-faceted means to execute these decisions efficiently in lieu of your impaired decision-making capacities. 
6. Only choosing the means that integrate and empower who you are as an individual person. 

These complex planning activities are most efficiently carried out by an experienced and certified financial transitionist. The transitionist will take you through a step-by-step process that empowers you when new money arrives or old money becomes your responsibility. These are important life events that require the guidance of experts who are trained to cross-examine the unique human experiences with observable facts. It is vital that you are guided smoothly through any financial transitions that you may experience.

Financial transition planning is a service that can be availed through a certified financial planner or wealth management firm. The best option for you is to identify an experienced and certified financial planner or wealth management firm, with fluency in these conventions. This is the most optimal way to guide you through difficult periods of time, to make decisions for the long-term to protect your own interests. Finding the right match will depend on: 

• the type of assets you already have and your current financial plan, 
• goals you are confident about executing, 
• pre-existing experiences you have had with difficulties during transitions
• how well the services offered by your financial advisor and their prior experiences are in tune with them.

As your financial plan becomes uniquely personalised – through a process of financial transition planning – it is imperative that you find a financial advisor, with whom you feel you will be able to maintain a long term relationship.