Valentine’s Day is rooted in the idea of love. You could be the one who believes everyday is valentines day and lives by that anthem. For others, this special day comes as a reminder to go that extra mile and express your love a little more than other days. Whatever your age, gender, caste, creed, relationship status V-day is all about love, joy and sharing happiness. What better way to secure your loved ones than giving the gift of financial security and protection. 

It may not be the conventional romantic gift you hear of popularly. Rightly so, it is more than that. Financial Planning is a gift that will linger the happiness of joy, show how much you love and care and most importantly how committed you are to the relationship. It also takes the stress off financial differences that arise out of ambiguous financial paths. 

What is it you can do differently this Valentine’s Day to express your love? 

1. Root out the reason for fights 

A lot of fights between families or couples arise out of uncertainty. It could be the fear of living paycheck to paycheck or worry about the future and having enough saved to live retirement comfortably. Two people come from dissimilar financial backgrounds, money management and communication styles. It is not easy to suddenly expect everything to be in sync. Financial stress leads to strained relationships. Root out that possibility as much as you can. When you work towards the same financial goals, have a plan in place and know you are financially secure, you ease off the unwanted stress burdening your relationship. 

2. Start an investment journey together 

Thinking of taking her/him to a movie and nice dinner date. While this is something you’ve done before and are excited to make it special this time as well. You can opt to invest in the movie chain shares, favourite food outlets shares and together track your investments. You could also write your short term and long term goals and plan your investment to meet those goals. Keeping track of your goals, investments and your finances is an experience that is likely to strengthen your relationship over long-time. 

3. Bring on board a third wheel, you didn’t know you needed

Hate a third wheel on your date? Well, we’ve all experienced one such date where you wished you could just magically transport the third wheel away! However there is one date you should totally go to and this one will include a third wheel, you will find yourself taking a liking to. Book an appointment with a well-trusted, experienced, certified financial planner. Are you wondering, why should you spend money to get advice on your finances? A financial planner will work with you and your partner to understand your individual goals and money management preferences as well as your financial future as a couple. Your wife wants to buy a home and you are unsure if this is the right time. Your boyfriend wants to travel often but you wish to save for immediate and long term expenses. Plenty of goals, limited time and income flow of single head or two earning members. Financial planners are equipped with the knowledge and expertise to best understand all your goals, financial standing, preferences and advice you on a financial path that is best suited to you, your goals and ultimately reaching financial freedom.